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6 easy ways to save money on your car insurance in 2022

With the cost of living expected to rise this year, finding ways to save money on your expenses is more important than ever.

Keeping the cost of your car insurance under something can make a real difference to your monthly budget. The good news is there are many ways to do that.

To help families who may be feeling overwhelmed by the rising cost of living, the Quotezone car insurance website shares seven practical tips to help you avoid save money when it’s time to renew your car insurance.

What’s happening to car insurance prices this year?

UK car insurance prices fell to a seven-year low by the end of 2021. However, by 2022, cheaper prices are set to become scarce due to new insurance rules. Welcome enforced.

While most people shop around for new car insurance premiums each year, those who don’t and choose to stay with their current company are more likely to. can be charged with ‘just punishment’. This is why they often end up paying a higher price than new members.

However, under the new rules that went into effect on January 1, 2022, the costs offered to customers to renew a policy cannot be higher than the costs offered to a customer. new equivalent for the same policy.

Now that insurers can’t afford to pay more loyal customers, it looks like many will raise money for new members to make the difference.

How to reduce car insurance costs in 2022

Are you looking to reduce your coverage this year? Here are seven helpful tips from Quotezone to help you do just that.

1. Check four miles

Insurance companies use many tools to calculate the cost of car insurance, and one of them is your mileage. The more miles you ride, the more you will pay.

If your driving habits have changed due to the disease, Greg Wilson, founder of Quotezone, recommends that you notify your insurance company as you may be able to reduce your bills.

However, do not lower your mileage in the hope that your policy may be revoked.

2. Park in a safe space

Parking your car in a safe place at night, such as a garage, driveway, or carport, can save a significant amount of money on your insurance.

Quotezone found that motorists who park their cars on the streets rather than on the street can save more than £ 140 a year, with motorists saving a higher £ 230 on their salaries.

3. Avoid punishment

Penalties on your license can result in higher insurance costs for several years. Three meals on your license can see your spending increase by 5%, but maybe a meal can increase your spending by 25%.

4. Consider replacing a car with a smaller engine

From an insurer’s point of view, vehicles that are larger and have higher engines that drive faster can lead to four more accidents. accidents and accidents. They are also more likely to steal and have higher repair costs.

To save money on insurance, consider driving a car with a low engine power.

5. Keep change to a minimum

Car changes can increase your coverage. Therefore, avoid them if possible or keep them to a minimum. If you make changes, be sure to notify your insurance company to avoid canceling your coverage.

6. Consider black box insurance

Young or new drivers may be able to save a lot on their insurance costs by opting for black box or phone insurance.

With this type of insurance, your expenses are based on how you drive. If you are proven to be a safe driver, you can be rewarded with a lower cost.

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